SERVICES OVERVIEW

MORTGAGE RATE REDUCTION OR LOAN RESTRUCTURING
A loan modification involves demonstrating to the lender that the borrower has fallen behind on payments due to a personal hardship. A loan modification requires proof, that the borrower earns enough household income each month to make a mortgage payment. Showing the lender a residential lease for a room, or rooms, in the house will usually suffice.

Loan Modifications are also available to a borrower who has recently suffered a payment shock due to an increase in their interest rate. If your received a loan that was set to an Adjustable Rate or an Option ARM call now, as you may qualify for a pre-eminent loan modification to avoid the potential harm from a loan recast.

A Loan Modification will change your existing mortgage loan and give you a fresh new start in managing your home. Hedding Law Group can help you avoid foreclosure and avoid bankruptcy. Contact us today for a free consultation to receive your rights and options. (800) 2494-LAW(529)

DEED IN LIEU OF FORECLOSURE
Under certain circumstances, a lender will accept the property back from the borrower as full payment of the loan. This benefits the lender because it saves them the time and expense (including attorney fees, trustee fees, and eviction costs) of actually going through the foreclosure process.

Hedding Law Group can help you avoid foreclosure and avoid bankruptcy. Contact us today for a free consultation to receive your rights and options. (800) 2494-LAW(529)

Practice Areas